For the last two years, I’ve seriously bucked down on budgeting, because of this I’ve learned to identify 5 areas that kill my budget every month. 5 Budget Killers 1. Not Budgeting In Every Expense In my earlier budgets, I would not account for every expense. I would draft the budget and leave out little […]
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For several months now I’ve explored ways to decrease monthly spending in an effort to have money to apply toward debt (students loans) and ultimately savings. This prompted me to look for simple ways to save during the work week. The first step in this journey was to evaluate my current spending habits and identify
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For the last few Christmas’, I’ve thought about purchasing personalized holiday stockings. Yet when I went to the store to price them, I was shocked at how much I would pay for 6 stockings with just one initial across the front. Yes, they’re super cute, have lots of character, and pizzazz but at $15-$20 per stocking
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Recently I fell in love with the decorative lantern look. With two built-in shelves to fill in our new home, I set out to purchase a few and couldn’t believe the prices on some of them. Being frugally minded I decided to wait and search the internet for a “Klever” way to create the look
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Are you sick of blowing your grocery budget on buying food for the holiday? Well for years that has been the issue that I’ve had with cooking holiday dinner, the sheer cost of added supplies to my already tight shopping budget. This year with my focus being on saving money more so than spending I’ve created
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Having a no spend day is just that, a day when you don’t spend money on anything. In my debt free journey, I find myself having several no spend days per week to reach my goal. These are 32 Clever Things To Do On A No Spend Day that will help you save money and
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Believe it or not, the start of school is fast approaching and with that comes the stress to purchase schools supplies with an already tight budget. As a mother to three school age kids, it’s a feeling which I know all too well. So in order to save money during this time of the year
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Let’s face it, a visit to your local nail shop for a pedicure leaves you feeling relaxed, rejuvenated, and ready to walk across the world. But when it’s time to pay for the service I often I ask myself if it was totally worth it the money spent? Disclaimer: This post has affiliate links, which means
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Are you tight on time, and working with a small financial budget? Do you have an extra few pounds that you want to lose this year without committing hundreds of dollars to a gym? If you answered yes, then check out these 5 Cheap Tools Needed To Drop 20 Pounds. Disclaimer: This post contains affiliate
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Disclaimer: This post has affiliate links, which means I receive a small commission at no cost to you if you make a purchase using any of the links within the post. As a teacher, you are always looking for inexpensive, yet creative ways to fulfill your classroom needs. This school year one major need consisted
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